Airmile Credit Cards
Want to save for your next holiday whilst doing your weekly shop?
If you are sure you can pay off your balance in full each month then have a look at the best credit cards online for airmiles
These credit cards accumulate points for every pound spent that you can then put towards the price of a flight or even upgrade to travel in style!
Watch out! Four rules for all credit cards
- Don’t use your credit card to withdraw cash unless you have to. Your credit card is VERY likely to have a high interest rate on any cash that you take out which you will start getting charged from the moment you withdraw it. There is also likely to be a withdrawal fee (we’ve only found a couple with no fees at all). These rates won’t be affected by another deal you might have
- Look out for annual fees. The fees tend to be charged so you can access higher rates of cashback, airmiles or similar. If you’re not getting a superb deal that makes up for the fee then the cards are not worth applying for
- Be careful! A lot of 0% or low interest credit cards will automatically set your direct debit amount very low each month so that at the end of the interest free period you end up with a large outstanding balance
- If you don’t make the minimum monthly repayment then you may lose your deal
The inside track
- Don’t assume air miles cards will be good cards to use abroad, most will still charge a fee for overseas spending. If using your card abroad for free is your priority have a look at the best credit cards online for overseas spending
- Keep an eye on your accounts, although Avios don’t expire if you do nothing on your Avios account for 3 years (collect/transfer/spend miles) you will lose all the miles you’ve collected!
- You can convert your Tesco Clubcard points to Avios airmiles at a great rate. £2.50 of clubcard vouchers will buy you 600 miles
- You can use Nectar points to help with the cost of easyjet flights every 500 points will give you £2.50 off
- The Natwest cards with YourPoints rewards also allow you to spend your points on easyjet and through ebookers- a site that covers flights, car rental and hotels
- These credit cards are for nice airlines, if you are more likely to go short haul you may find that combining a cashback credit card with low price airlines is actually a better option
- The big air mile cards are all tied to American Express. Not all retailers will accept Amex due to the charges that come with it. Most big stores will now accept it but to give you an idea there is an unofficial site called whoacceptsamex that lists places you’ll be able to use your card